Big Variety of Loan Programs to fund Foreign Nationals in the USA
       Lately we have been funding a lot of foreign nationals from countries like Canada. We have many great programs. What type of Visa do you have? How many months a year are you in the USA? Do you own a investment property?

Recently funding a Canadian Foreign National buying a Hotel. I can provide proof of recent foreign national closings!

Pls inquire?
Foreign National
  • 2/1 5/1 and 7/1 Adjustable Rate Mortgage
  • No Us Credit Required
  • No Tax Returns Required
  • Loan can be in Domestic Corporation owned by Foreign Corporation
  • Owner Occupied and Investment Properties
  • SBA for Owner Occupied Business
  • With Tax Returns and Established Credit Higher Loan to Values
  • Non Recourse Available
  • Up to 75% LTV Conventional No Tax Returns
  • Government Program up to 80% LTV No Tax Returns

Property Types

  • 1 to 4 Family
  • Mixed USe
  • Multi Family
  • Cross Collateralize
  • Construction/Renovation
  • Office
  • Condo
  • Rooming House
  • Retail
  • Single Use Owner Occupied Business

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Fixed Rate Commercial Program 25-30 am $7.5 to $25 Million 75 L.T.V Rate 4%’s

C.M.U offers fixed rate loan product provides competitive long-term financing for borrowers seeking to acquire or refinance stabilized assets while eliminating spread risk.  allows borrowers to lock in their interest rate spread to a benchmark index following a limited due diligence period at no additional cost.

Asset Types : Stabilized property types including: § Anchored and Unanchored Retail § Office § Industrial and Flex § Multifamily § Self Storage § Manufactured Housing Communities § Mixed-use

Locations : Major and secondary MSAs nationwide § Smaller markets on case-by-case basis

Loan Amounts : $7,500,000 – $25,000,000

Loan Term : 7 years

Amortization : Typically 25 – 30 years § Full term and partial interest only offered on a case-by-case basis

LTV : Up to 75% of FIRREA Appraised Value

Pricing : Competitive pricing based on a spread to UST or swaps

Minimum DSCR : 1.25x on underwritten net cash flow for all assets except 1.20x for Multifamily

RATE TYPE : Fixed Rate

SPREAD LOCK : Spread to index is locked for 45 days following a limited due diligence period at no additional cost

Reserves : Replacement reserves, tax and insurance escrows are required § Reserves for tenant improvements and leasing commissions required on a case-by-case basis

Borrower Entity : Special Purpose Entity

Prepayment : Defeasance through 6.75 years

NON-Recourse : Non-recourse except for customary bad boy carve outs

Servicing : CMU will retain servicing throughout the loan term

Closing : Within 45 days from receipt of a completed application

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