Example of a Nationwide Lender as well as a Tri State Hard Money Lender funding in NEW JERSEY | NEW YORK | PENNSYLVANIA | CONNECTICUT | MARYLAND | DELAWARE

Since I am located in NJ I will start with a popular Tri State Hard Money Lender then offer other products in other states.

Hard Money Loans are available in the following states:


* Debt Restructuring * Note Purchase * Foreclosure Bailouts * Tenant Improvements

  • NEW JERSEY FOCUS AREAS: We lend hard money loans in all New Jersey Counties
  • Essex, Hudson, Hunterdon, Mercer, Morris, Monmouth, Middlesex, Ocean, Passaic, Somerset, Union, Warren, Atlantic, Bergen, Burlington, Camden, Cape May, Cumberland, Gloucester, Salem, & Somerset.


  • 65% Loan to Value based off of the After Repair Value
  • 1 to 2 Year Terms
  • Funding 80% to 90% of total project cost
  • Loan Must Close in LLC or Corporate Entity
  • Interest Only
  • Quick Closings
  • Single Family, Multifamily, Mixed-Use, and All types of Commercial
  • No churches, gas stations, or limited special use properties
  • Single Families are investor only, Commercial can be owner occupied
  • No Money Down
  • No FICO minimum
  • Rates from 12% to 14% – Interest only
  • Origination Fee 2 to 4 Points
  • All Asset Classes Considered
  • Loan Amounts up to $3,000,000
  • 10 Day closings


Biggest Variety of Nationwide Hard Money Lenders


Whether you are refinancing, purchasing,renovating, or construction a business – purpose property. you will benefit from out streamlined approach to financing and our immediate access to capital. Since this lender is a private lender all their decisions are made in house allowing us to work quickly and decisively on your behalf offering fewer hassles and faster turn around.


7.99%+ 12%

12-24 months

$250,000- 20,000,000

Up to 65% Loan to value

Up to 80% Loan to Purchase


2 points

Loan Purpose: Cash Out, Bank Turn downs, Fix and flips, Discounted Note Payoffs,Purchase Money, refinance transactions, rehab, conversion, Construction Completion.

Property types:  Single family residences (1-4 units) Multi- family Buildings, Office Buildings, Industrial Buildings, Self Storage facilities, Mixed Use properties, Medical facilities, Entitled Urban Infall land

1st Position Loans:

  • $200,000 to 20 million +Loan Amounts
  • Non Owner Occupied for Business Purpose Only Loans
  • 7.99%- 12%
  • 2 Points
  • Seller carry allowed
  • 65% Max LTV (Loan to Value)
  • 80% Max LTP (Loan to Purchase)
  • 65% Max ARV (After Repair Value)
  • 12 to 24 Months
  • Nationwide
  • No Fico requirements
  • Quick Close

Questions or scenario’?


Here is another example with a lender that approved a deal for me today. I only post lenders I am actively using.

Hard Money

·         $100,000 to 10 million + Loan Amounts

·         No Income Documentation

·         Non Owner Occupied, Owner Occupied, 2nd Home Business Purpose

·         7.5%- 12%

·         1.875 Points

·         Seller carry allowed

·         75% Max LTV (Loan to Value)

·         70% Max Refinance

·         6 to 24 Months no pre pay

·         3 year and 5 year with pre pay

·         AZ, CA, CO, ID, KS, MT, NE, NM, OK, OR, TX, UT, WA, WY

·         No Fico requirements

·         Foreign Nationals Allowed

·         SFRs, Condos, Condotels, Town Homes, 5+ Units, Mixed Use, Office & Retail

·         Fast Funding


Any questions? mark@commercialmortgageunlimited.com


Financing: 1-4 Unit Residential

Cash out refinance 75% LTV – No seasoning.
• Did another lender offer you 60-65% LTV? Immediately pull more cash out for future investments.

Rehab your investment property
• Bring no cash to the closing table.
• Payoff your existing mortgage and receive rehab funds
• 75% ARV

Purchases, Fix & Flips, Bridge Loans
• 75% of purchase, 100% of repairs.
• Cross collateralize to receive 90% of purchase.

General Guidelines:
• No DTI Restrictions, Limited to No Income Verification
• $75,000-$2,000,000+ Loan Amounts
• 6, 12, & 24 Month Financing Terms – Interest Only
• Funding within 7-10 days of appraisal!
• Points starting at 2, interest rate starting at 9%
• States: AZ, CA, CO, CT, DC, FL, GA, IL, LA, MD, MA, MI, NV, NJ, NY, OH, PA, TX, VA, WA, WY

If you dont see your state her I have other lenders for different states

Please fill out the fund me page or email me at mark@commercialmortgageunlimited.com