Welcome to the HOME PAGE of Commercial Mortgage Unlimited LLC!

Offering the Biggest Variety of short term and long custom Full Doc, Lite Doc and No Doc tailored loan programs in the USA.

C.M.U provides a smooth and seamless customer experience from your initial quote through closing.

Please fill out our online form or email us your scenario then call to discuss scenario or questions?   mark@commercialmortgageunlimited.com

Mark Fulop the owner can be reached directly at (201) 925-3470    9:00 AM   to 5:00 PM   Eastern standard time.

“Yes we fund a lot of difficult no doc deals but that is only half of the business. We also specialize is full doc loans such as SBA loans, Conventional Bank Loans, Blanket Loans, Fannie Mae, Freddie Mac, HUD, C.M.B.S, Fix and Flips, Land Loans, Bridge and Hard Money, Ground up Construction Projects, Asset based, A.R.V Loans. My point is we also offer very competitive Full Doc and Limited Doc programs in addition to short term and long term no doc loans.”

·         Freddie Mac and Fannie Mae Small Balance
·         Fannie Mae and Freddie Mac Conventional
·         FHA
·         Fixed Rate Commercial Program
·         Bridge Program
.         S.B.A   (Small Business Administration)
.        C.M.B.S ( Commercial Mortgage Backed Securities)

Loans Ranging from $35,000 to 300 Million.

Short Term and Long Term Funding.

We have the contacts and experience to provide the funding you need!

Commercial Mortgage Unlimited is one of the top 50 fastest growing firms in NY-NJ Tri State Area.Voted as one of the most trusted commercial real estate mortgage brokerage firms in the U.S.  We consistently close loans on multifamily, mixed-use, medical, Retail, Office, Warehouse, single-tenant properties and properties in every category!

Commercial Mortgage Unlimited LLC is a nationwide correspondent lender who offers a wide range of loan products the banks simply do not offer. Our goal is to help investors reach their financial needs whether its a Auto Repair shop that needs renovation or a refinance, our staff of seasoned underwriters work with you, not the banks.

Many borrowers today have balloons or private mortgages due, some have been turned down by the local banks and do not know where to go for funding needed. Commercial Mortgage Unlimited is a nationwide mortgage firm that can provide you with the funding you need.

Our goal is to bring the best possible deal at the lowest rate to our customers.

Located at:  22 Tillman Drive, Glen Rock 07450

Please email or overnight hard copy financial packages to my PO Box.

573 PO BOX  Glen Rock NJ 07450

Fax 201-444-7738


New Stated Program

  • Purchase, refinance & refi-cashout

  • No tax returns or 4506T required

  • LTV’s up to 75%

  • Loans from $250k to $3MM

  • Rates begin at 5.875%

  • Amortization up to 30 years*

  • No seasoning requirements

  • Minimum credit score 650

  • Owner-occupied and investor


(Fixed Rate) Permanent Long Term No doc loan program – Nationwide

First Lien Position – Permanent Financing

PURPOSE: Fixed-rate financing on income-producing properties

GEOGRAPHY: Continental United States

LOAN SIZE: $1,000,000 to $20,000,000

PROPERTY TYPES: Multifamily, Manufactured Home Communities, Office, Industrial, R&D Flex, Retail, Self-Storage (other asset classes considered on a case-by-case basis)

TERM: 3, 5, 7, or 10 years

AMORTIZATION: Varies; typically 25 – 30 years

INTEREST RATES:   7.5% – 8.5%

Pricing is based on transaction quality, location and leverage.

Rates are typically 250 – 300 basis points over the corresponding treasury

PAYMENTS: Payments calculated on an amortizing basis and made via auto-debit from borrower’s account



LIABILITY: Recourse and non-recourse offered

LOAN FEES:   1-3 points

PREPAYMENT: Varies; declining percentage, yield maintenance and defeasance are available

SECONDARY FINANCING: Not allowed OTHER COSTS: Generally $10,000 – $15,000, plus legal



  • Bank Loans
  • Bank Alternative
  • No tax returns
  • SBA Alternative
  • Low doc
  • Rehab/Renovation
  • Construction
  • Portfolio
  • Sfr Investment
  • 1- 4 Unit
  • 5+ Units
  • Mixed Use
  • Single Purpose
  • Triple Net Lease
  • Subdivisions

Big variety of full doc , limited and no doc programs.

 Example of  some eligible property types include: (No residential owner occupied)

All other property types

  • Multi-Family
  • Mixed-Use
  • Strip Malls/Shopping Malls
  • Retail Spaces
  • Office Spaces
  • Warehouses
  • Day Care Centers
  • Hospitality
  • Marinas
  • Funeral Homes
  • Cemeteries
  • Mortuary
  • Crematory
  • Auto Body Shops
  • Auto Repair Shops
  • Car Wash
  • Self-Storage
  • Ski Resort
  • Mobile Home Parks
  • Churches
  • Gas Stations
  • Land
  • Jails
  • Light and Heavy Industrial
  • Recycling center
  • Auto dealership/ Used Car Lot
  • Rooming House.
  • Bed and Breakfast
  • Bowling Alley
  • Casino
  • Retail Building
  • Congregate care facility
  • Convalescent hospital
  • Cooperative
  • Gentlemen Club
  • Golf Course
  • Industrial condo
  • Medical Office
  • Marina
  • Mobile Home
  • Movie theater
  • Parking garage
  • Rental home portfolio 5+
  • Residential care home
  • Res condo subdivision
  • Restaurant
  • Diner
  • Shopping/ Strip Center
  • Skilled nursing facility
  • Warehouse

    Offering custom tailored lending programs to fit the needs of each individual borrower and property type. Our experience helps match  each borrower’s financial profile and property type to each lender’s requirements and willingness to fund. Short term and Long Term Funding Available.

Very competitive Fannie Mae and Freddie Mac multifamily loans, F.H.A, C.M.B.S, SBA Loan Programs. We work closely with several Hedge Funds, Insurance companies, credit unions, conventional banks and non bank lenders.  No doc, Limited Doc, Full Doc, Hard Money, Bridge loans, Bridge to Permanent, Fix and Flip, Buy and Hold, doc,  credit tenant lease programs, blanket loans on residential property portfolios, Secure and Unsecured Loans, Equipment Financing. Start-up Business Funding, Solar panel funding, Modular construction, Ground Up Construction ( SF.R, Sub Divisions, Commercial Building)  Flex Space, Triple Net Lease, Special Purpose Owner Occupied, Franchise Funding. In my opinion we offer the biggest variety of custom loan programs in the USA. NEW! Now offering credit lines up to $200,000 with a 675 fico or better!

Here are some examples of property types we can fund. Apartment Buildings, Mixed Use, Retail, Retail Strip, Office Spaces, Auto Body Shop, Auto Repair Shops, Hotel, Motel, Bed and Breakfast, Industrial, Warehouse, Strip Malls/Shopping Malls, Marina’s, RV Parks, Mobile Home Parks, Self Storage Facilities, Medical Offices, Funeral home, Cemetery, Crematory,Car Wash, Rooming house, Church, Gas station, Land, Golf Course, etc (All property types)

Foreign Nationals and US Citizens.

Email any questions?

Owner/ Processor   Mark Fulop

Call Direct Now!  (201)-925-3470   9-5  Eastern Standard Time.

Email scenario or questions?  mark@commercialmortgageunlimited.com

Highlights of our more lenient products!

Do you need a Asset Based loan but have a poor fico? Perhaps you have been turned down already?

Below is a very lenient lender who will fund any deal at 60-70ltv   1-3 years

Rate 11.99%  3-4 points   Purchase or Refinance

Commercial Owner Occupied- Special Purpose. (Ex) Hotel, Motel, Funeral Home, Daycare, Ski Resort, Gas Station, etc

Special Purpose Commercial Owner Occupied require full documents but we have some limited doc products.

Commercial: Multi-Family 5+ Units / Apartment Buildings, Office, Retail, Industrial, Mixed-Use, Special Purpose, AG, Land

Residential: Single Family Residences, Multi-Family 2-4 Units, Condos, Town-homes, Construction, Land, Development

Exceptions:   We will lend on all property types and all property conditions. All property locations will be reviewed.

  • NO FICO Score Requirements, Bad Fico Ok

  • NO Tax Returns, No Doc, Stated Options

  • NO Debt-to-Income Ratio Requirements

  • NO Debt Service Coverage Ratio Requirements

  • NO Financials, No 4506, All Property Uses

  • NO Red Tape “Make Sense Underwriting”

  • All Property Types, All Property Conditions

  • Self Employed Borrowers, Wage, No Doc

  • Stated Income Loans

  • Recent Foreclosure or Short Sale or BK Ok

  • Individuals, Trusts, Foreign Nationals, Corp LLC

  • 1st & 2nd Mortgages, Cross Collateral

  • Business Purpose and Commercial Use Only

  • No Seasoning Requirements Title or Funds

  • Purchase, Refinance, Cash-Out Equity, Mezzanine

  • Residential & Commercial & Industrial & AG/Land

Contact Commercial Mortgage Unlimited for more information about the types of mortgages and services we offer!

Please explore web site for more examples of no doc short and long term products. In addition we offer even a bigger amount of full doc loan programs. Email me your scenario and I will explain what program matches your situation.

New Lender!

Rate (APR) 9-12%
Points 1-3 points.
Purchase LTV 75% of purchase price
Rehab LTV 75% of rehab cost
Experience Prefered but not required
FICO Score No minimum FICO Score
Property Type SFR, Multifamily 2-6 units
Occupancy Non-owner occupied only
Loan Size $100k-$1.5m
Extension Available
Term 12 months
Closing 3-7 days
Fees No Application or Underwriting fees


New Lender!

 Eligible Property Types
• Lot/Land Zoned For Single Family Residence
• Lot/Land Zoned For Duplex
• Lot/Land Zoned For Triplex
• Lot/Land Zoned For Four Plex
• Lot/Land  With Mobile Home
• Lot/Land With Modular/Manufactured Home
• Lot/Land Zoned For Multifamily
• Lot/Land Zoned Commercial
• Lot/Land For Condo Development
• Condo
• Land With Ranch Property
• Land With Farm Property
• Land Large Acreage (Any Size Under 99 Acres)
• Land Large Acreage (Any Size 100-199 Acres)
• Land Large Acreage (Any Size 200-299 Acres)
• Land Large Acreage (Any Size Over 300 Acres, Max 999 Acres)
• Land Agricultural Use
• Raw Land Rural
• Raw Land Urban
• Land With Red Tag Property or Multiple
• Land For Camps Or Recreational Uset

• Land With Multiple Properties

Eligible Borrowers

• Owner, Non Owner Occupied or Investment
• Sole Proprietorship, LLC or Corporation
• Foreign Nationals
• Visa, Green Card, or None
• Borrowers in Bankruptcy
• Borrowers in Foreclosure or Bailouts
• Owned by Sole Proprietorship, LLC or Corporation
• Borrowers in Probate/Trust 

• Trust, Living Trust, Non Revoke

• Attorney in Fact

• Owner User, Non Owner Occupied or Investment
• Purchase Money
• Refinance
• Cash out (No Cap)
• Property Listed for Sale
• Foreclosure/Bankruptcy Bailouts
• Mezzanine Debt/2nd- Purchase
• Properties in Probate/Trust

• Mezzanine Debt/2nd- Refinance/Cash Out
• Purchase Plus Construction

• Purchase Plus Rehab
• Refinance Cash Out Plus Construction
• Refinance Cash Out Plus Rehab

Private Money Program- Asset Based Lending

• LTV (Loan to Value) up to 65% (70% ltv case-by-case)
• Loan Term: 1, 2 or 3 Year Term

• Interest Only or Amortized Over 30 or 40 Years
• Interest Rates: 9.99% to 11.99% Risk Base Pricing, Interest Only Option
• No Prepay Penalties
• Cross Collateralize for Maximum Loan Amounts
• Not Fico Based, Bad Fico or No Fico OK
• All Septic/Water/Well Conditions Allowed
• All Locations Allowed
• All Topography Allowed
• No Upfront Fees Ever!
• Low Pricing Available/Risk-Based Pricing

• Stated Income/Siva/No Doc
• After Construction Value Allowed/Future Value OK/No Reserves Needed
• No title seasoning/Next Day Value Ok/Non Recourse Option

• BK Chapter 7,11,13 OK/Debtor in Possession Program

• No Net Worth or Liquidity Requirements

• No Appraisal Needed Program Old Appraisal Ok Desk Review

• No Min or Max Loan Amounts

• Close Loan in 7 Days

Bridge Money Program- Asset Based Lending  

• LTV (Loan to Value) up to 65%
• Loan Term: 6 months or 1 Year

• Interest Only Option

• Interest Rates: 10.75% to 12.50% Risk Based
• No Pre-Payment Penalty
• Cross Collateralize for Maximum Loan Amount
• Low Point Options Low Fees
• No Doc, Stated Program
• No Upfront Fees Ever!
• Not Fico Based, No Fico, No Citizenship Needed, TIN OK

• Appraisals Need To Be Approved, Desk or Field Review Needed
• No Reserves Needed No Cltv Option
• No Title Seasoning Needed

• No BK or Foreclosures Last 12 Months

• Down Payment No Seasoning or Gift OK No Liquidity Requirements

• Close Loan 5-7 Days

Construction Private Money Program- Asset Based Lending 

• LTV up to 60% After Construction Completion Value (ACV)
• Loan Term: 6 months or 1 Year

• Interest Only Option

• Interest Rates: 9.99% to 12.99% Risk Based
• No Pre-Payment Penalty
• Cross Collateralize for Maximum Loan Amounts

• All Programs: Constr 1,2 or 3 Focus On The Property Strength

• Program Constr-1: Area A  60% Max Ltv ACV Purchase, 60% Max Ltv ACV Refinance ( Area A example: San Francisco, Santa Monica etc.)

• Program Constr-2: Area B  60% Max Ltv ACV Purchase, 55% Max Ltv ACV Refinance ( Area B example: Oakland, Los Angeles City etc.)

• Program Constr-3: Area C  55% Max Ltv ACV Purchase, 50% Max Ltv ACV Refinance ( Area C example: Rural, Urban, Other etc.)
• Budget must be validated
• No Doc, Stated Program
• No Upfront Fees Ever!
• Not Fico Based

• Appraisals Need To Be Approved, Desk or Field Review Needed
• Light Reserves Needed
• No Title Seasoning Needed

• No BK or Foreclosures 2 Years

• Light Liquidity Requirements

• Close Loan 7-10 Days

USDA Loan-  Government Backed Programs

• For USDA Loans or To Keep Business In-House We Offer Traditional Conventional FInancing in our Traditional Loans Department

• Close Loans 40-45 Days, Wholesale Pricing Available

• Same Loans And Pricing As Market Rates Offered Accordingly

We offer a very large variety of loan programs from lenders we have closed with in the past.