Example of a Nationwide Lender as well as a Tri State Hard Money Lender funding in NEW JERSEY | NEW YORK | PENNSYLVANIA | CONNECTICUT | MARYLAND | DELAWARE

Since I am located in NJ I will start with a popular Tri State Hard Money Lender then offer other products in other states.

Hard Money Loans are available in the following states:


* Debt Restructuring * Note Purchase * Foreclosure Bailouts * Tenant Improvements

  • NEW JERSEY FOCUS AREAS: We lend hard money loans in all New Jersey Counties
  • Essex, Hudson, Hunterdon, Mercer, Morris, Monmouth, Middlesex, Ocean, Passaic, Somerset, Union, Warren, Atlantic, Bergen, Burlington, Camden, Cape May, Cumberland, Gloucester, Salem, & Somerset.


  • 65% Loan to Value based off of the After Repair Value
  • 1 to 2 Year Terms
  • Funding 80% to 90% of total project cost
  • Loan Must Close in LLC or Corporate Entity
  • Interest Only
  • Quick Closings
  • Single Family, Multifamily, Mixed-Use, and All types of Commercial
  • No churches, gas stations, or limited special use properties
  • Single Families are investor only, Commercial can be owner occupied
  • No Money Down
  • No FICO minimum
  • Rates from 12% to 14% – Interest only
  • Origination Fee 2 to 4 Points
  • All Asset Classes Considered
  • Loan Amounts up to $3,000,000
  • 10 Day closings


Biggest Variety of Nationwide Hard Money Lenders


Whether you are refinancing, purchasing,renovating, or construction a business – purpose property. you will benefit from out streamlined approach to financing and our immediate access to capital. Since this lender is a private lender all their decisions are made in house allowing us to work quickly and decisively on your behalf offering fewer hassles and faster turn around.


7.99%+ 12%

12-24 months

$250,000- 20,000,000

Up to 65% Loan to value

Up to 80% Loan to Purchase


2 points

Loan Purpose: Cash Out, Bank Turn downs, Fix and flips, Discounted Note Payoffs,Purchase Money, refinance transactions, rehab, conversion, Construction Completion.

Property types:  Single family residences (1-4 units) Multi- family Buildings, Office Buildings, Industrial Buildings, Self Storage facilities, Mixed Use properties, Medical facilities, Entitled Urban Infall land

1st Position Loans:

  • $200,000 to 20 million +Loan Amounts
  • Non Owner Occupied for Business Purpose Only Loans
  • 7.99%- 12%
  • 2 Points
  • Seller carry allowed
  • 65% Max LTV (Loan to Value)
  • 80% Max LTP (Loan to Purchase)
  • 65% Max ARV (After Repair Value)
  • 12 to 24 Months
  • Nationwide
  • No Fico requirements
  • Quick Close

Questions or scenario’?


Here is another example with a lender that approved a deal for me today. I only post lenders I am actively using.

Hard Money

·         $100,000 to 10 million + Loan Amounts

·         No Income Documentation

·         Non Owner Occupied, Owner Occupied, 2nd Home Business Purpose

·         7.5%- 12%

·         Seller carry allowed

·         75% Max LTV (Loan to Value)

·         70% Max Refinance

·         6 to 24 Months no pre pay

·         3 year and 5 year with pre pay

·         AZ, CA, CO, ID, KS, MT, NE, NM, OK, OR, TX, UT, WA, WY

·         No Fico requirements

·         Foreign Nationals Allowed

·         SFRs, Condos, Condotels, Town Homes, 5+ Units, Mixed Use, Office & Retail

·         Fast Funding


Any questions? mark@commercialmortgageunlimited.com


Financing: 1-4 Unit Residential

Cash out refinance 75% LTV – No seasoning.
• Did another lender offer you 60-65% LTV? Immediately pull more cash out for future investments.

Rehab your investment property
• Bring no cash to the closing table.
• Payoff your existing mortgage and receive rehab funds
• 75% ARV

Purchases, Fix & Flips, Bridge Loans
• 75% of purchase, 100% of repairs.
• Cross collateralize to receive 90% of purchase.

General Guidelines:
• No DTI Restrictions, Limited to No Income Verification
• $75,000-$2,000,000+ Loan Amounts
• 6, 12, & 24 Month Financing Terms – Interest Only
• Funding within 7-10 days of appraisal!
• Points starting at 2, interest rate starting at 9%
• States: AZ, CA, CO, CT, DC, FL, GA, IL, LA, MD, MA, MI, NV, NJ, NY, OH, PA, TX, VA, WA, WY

If you dont see your state her I have other lenders for different states

Please fill out the fund me page or email me at mark@commercialmortgageunlimited.com

New Hard Money Lender. Prefers Tri State area but they will review any state

Rate (APR) 9-12%
Points No Points to Lender Broker charges 1–3 points
Purchase LTV 75% of purchase price
Rehab LTV 75% of rehab cost
Experience Prefered but not required
FICO Score No minimum FICO Score
Property Type SFR, Multifamily 2-6 units
Occupancy Non-owner occupied only
Loan Size $100k-$1.5m
Extension Available
Term 12 months
Closing 3-7 days
Fees No Application or Underwriting fees


Do you have a deal that has been turned down by everyone? All you need is 60-70ltv based on the value of the Asset. If that is the case I have a lender who is very lenient who is currently funding a Jail, Ski Resort, Metal recycling center and Restaurant. Odd ball property types. If you have a 65o fico or better and have 2 years tax returns from the seller there is a chance I can get better long term funding at 7-8,5% fixed for 3-5 years 25-30 am 70-75ltv. If not we have this lender to fall back on. I am a bank turn down specialist.

We offer fast equity-based loans to borrowers who can’t qualify for a bank loan or who simply need capital fast. All loans are secured by commercial and residential properties.

Best Most lenient Asset based loan program below!

Currently lending on all property types and all property conditions. All property locations will be reviewed.

Rate 11.99%    3-3.5 points  60-70ltv Refi or Purchase.  Simple!

Min loan amount 125,000

No fico, No Tax returns just the asset!

Residential: Single Family Residences, Multi-Family 2-4 Units, Condos, Town-homes, Construction, Land, Development
Commercial: Multi-Family 5+ Units / Apartment Buildings, Office, Retail, Industrial, Mixed-Use, Special Purpose, AG, Land

Currently lending on all property types and all property conditions. All property locations will be reviewed.

Most lenient flexible lender in the USA.

  • 1st & 2nd Mortgages, Cross Collateral
  • No Seasoning Requirements Title or Funds
  • NO FICO Score Requirements, Bad Fico Ok
  • NO Tax Returns, No Doc, Stated Options
  • NO Debt-to-Income Ratio Requirements
  • NO Debt Service Coverage Ratio Requirements
  • NO Financials, No 4506, All Property Uses
  • NO Red Tape “Make Sense Underwriting”
  • All Property Types, All Property Conditions
  • Self Employed Borrowers, Wage, No Doc
  • Stated Income Loans
  • Recent Foreclosure or Short Sale or BK Ok
  • Individuals, Trusts, Foreign Nationals, Corp LLC
  • Purchase, Refinance, Cash-Out Equity, Mezzanine
  • Business Purpose and Commercial Use Only
  • No Seasoning Requirements Title or Funds
  • Residential & Commercial & Industrial & AG/Land

Commercial Mortgage Unlimited offer the biggest variety of custom tailored loan programs. I am sure I can at least get you a quote. Please email me your scenario  mark@commercialmortgageunlimited.com